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Free · A Field Manual From A Brother In Service

The Firefighter
Mortgage Playbook

A 20-page field manual — written by an active-duty firefighter — on how to read your paystub for the right pre-approval, the hero programs most brokers skip, and the strategies that turn one badge into real wealth.

  • The 6 income categories on a firefighter LES — and why most lenders only count one of them
  • The 11 state DPA programs we layer for first-responder buyers across our 12 states
  • The 2-4 unit FHA owner-occupied play that turns tenants into your mortgage payment
  • Three brotherhood spotlight stories — $135K of additional pre-approval, $87K of refi savings, a triplex portfolio play
  • The 30-minute prep checklist that gets your file approved faster
By Jason Stern
Active-Duty Firefighter · Founder, Hero Mortgage Group
NMLS #1569493 · Company NMLS #1799965

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By submitting, you authorize Hero Mortgage Group to contact you by phone or email. This is not a loan application. No hard credit pull. We never sell your information. NMLS #1799965.

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For first responders and their families — every file, every time.

Firefighter-Owned

Built by Jason — active-duty firefighter, mortgage broker, brother in service.

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Never sold. Never shared. The playbook is the only thing you receive automatically.