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Free · For Service Members, Veterans & Their Families

The Military
Mortgage Playbook

A 20-page field manual on the VA loan benefit, BAH income, dual-VA strategies, disability-rating math, and the family considerations that decide every PCS and every closing.

  • How full vs partial entitlement actually works — and the bonus-entitlement math most lenders explain wrong
  • The 25% BAH gross-up — federal rule, regularly missed, worth $50K+ of buying power on a typical file
  • The dual-VA strategy that lets you keep a rental at your last duty station and still buy at your next
  • Three service spotlight stories — an Army E-7's dual-VA win, a Navy chief's disability-bump IRRRL, a Guard TSgt's first house
  • The 30-minute prep checklist for active-duty, veteran, Guard/Reserve, and surviving-spouse files
By Jason Stern
Founder, Hero Mortgage Group · Active-Duty Firefighter
NMLS #1569493 · Company NMLS #1799965

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VA Specialist

Full and partial entitlement math, IRRRL recoupment, disability-rating refunds — handled right the first time.

$0 Lender Fees

For service members, veterans, Guard, Reserve, surviving spouses, and their family — every file, every time.

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